(+961) 4 961 261 info@beyond-services.com East Road, Brummana, Mount Lebanon, Lebanon

Risk is part of life. Avoiding all risk would result in no achievement, no progress and no reward.

IRM defines risk as "The combination of the probability of an event and its consequence. Consequences can range from positive to negative." All organisations have objectives at strategic, tactical and operational levels - anything that makes achieving these objectives uncertain is a risk. As our world becomes increasingly volatile and unpredictable, we must cope with greater uncertainty.

Risk management is the systematic process of understanding, evaluating and addressing these risks to maximise the chances of objectives being achieved and ensuring organisations, individuals and communities are sustainable. Risk management also exploits the opportunities uncertainty brings, allowing organisations to be aware of new possibilities. Essentially, effective risk management requires an informed understanding of relevant risks, an assessment of their relative priority and a rigorous approach to monitoring and controlling them.

To be effective, risk management must be proportionate to the size and nature of an organisation. It can range from a risk assessment for a community event up to a sizeable, integrated process for a multi-national.

Enterprise risk management (ERM) refers to an integrated or holistic approach to managing risk across an organisation, using clearly articulated frameworks and processes led from board level. Risk management should be embedded in the general management of an organisation and fully integrated with other business functions such as finance, strategy, internal control, procurement, continuity planning, HR and compliance. The degree of integration will differ between organisations depending on their culture, implementation process, ways of operating and external environment.

Our wide experience and qualifications provide the comprehensive knowledge and practical skills to support individuals and companies in managing probable risks.



1981

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Why Choose Us

For complicated insurance transactions, such as those involving insurance coverage for a small business, owners are advised to utilize an insurance broker. An insurance broker represents your company in a search of the local insurance market to find the maximum coverage for the best possible cost.

What To Expect

Now that you have a list of potential insurance brokers, what should you expect when you go to the office to purchase coverage?
Answers to Your Questions If you have any questions about the quote or coverages you need, this is the time to ask. If the agent can't answer the question, they should offer to find out the answer. An agent should never leave a question unanswered prior to your purchase.
You will have choices of companies and coverages. Evaluate the options with the broker to make sure you are choosing the policy best suited to your situation.
If the broker doesn't tell you about the company he/she is placing your coverage with and why that company has the best coverage for you, ask why he/she chose that company.
Honest Sales You shouldn't feel pressured to choose an agent, a company or a quote. If an offer seems too good to be true, it probably is.

we do not sell insurance | we sell what insurance can do

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